Background

Flood zone mapping and classification are the responsibility of FEMA (Federal Emergency Management Agency).  Based on the mapping, FEMA assigns flood zone risk classifications to geographic areas.  A geographic area is designated as either high-risk or low-risk for damage during a potential 100-year flood.  It is this classification information that mortgage companies use to determine if a property owner must purchase flood insurance as a condition of mortgage approval.

What most people do not know is that when preparing flood zone maps, FEMA does not map your specific home or business.  Instead, FEMA maps large geographic areas and all property within an area carries the same flood zone risk classification. 

What We Do

In order to determine an exact flood zone risk category for your home or business, Zone Advisors does an individualized flood risk assessment.  This analysis includes an initial review of your specific property.  If after our initial review, we determine that your property may not be accurately classified, we will undertake the necessary steps to have it properly designated. 

How You Benefit

Once your property is correctly classified by FEMA, you will no longer be required to buy flood insurance.  As a homeowner, this can save you hundreds of dollars each year, which equates to thousands of dollars over the term of your mortgage.  Business property owners can save even more.

And the best part is that our flood zone assessment is done on a contingency fee basis.  You pay us only if we are successful in having your property reclassified.

For a no-risk review of your property:

Call us at (877) 727-5570

or

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